• Welcome to Woodland Realty
  • For Sellers
    • Sell
    • Update Your Listing
    • Home Seller Resources
    • Net to Seller Worksheet
    • Top 12 Reasons Why Your Listing Expired
    • Seller FAQs
  • For Buyers
    • Search for a Home
    • Lease Purchase Home Program Georgia
    • Atlanta Down Payment Assistance Programs
    • Free Homebuyer Education Course
    • Home Buyer Resources
    • Buy Your Dream Home With Confidence
    • Home Inspection Rebate Program
    • Buy a Home with Low Credit
    • How Woodland Realty Works with Home Buyers
    • Buyer FAQs
  • Property Management Services
    • Atlanta Residential Property Management Services
    • AirBNB Host Ready Program
    • Atlanta Commercial Property Management
    • Before and After
    • For Tenants
  • Contact Us
    • About Us
Woodland Realty
  • Welcome to Woodland Realty
  • For Sellers
    • Sell
    • Update Your Listing
    • Home Seller Resources
    • Net to Seller Worksheet
    • Top 12 Reasons Why Your Listing Expired
    • Seller FAQs
  • For Buyers
    • Search for a Home
    • Lease Purchase Home Program Georgia
    • Atlanta Down Payment Assistance Programs
    • Free Homebuyer Education Course
    • Home Buyer Resources
    • Buy Your Dream Home With Confidence
    • Home Inspection Rebate Program
    • Buy a Home with Low Credit
    • How Woodland Realty Works with Home Buyers
    • Buyer FAQs
  • Property Management Services
    • Atlanta Residential Property Management Services
    • AirBNB Host Ready Program
    • Atlanta Commercial Property Management
    • Before and After
    • For Tenants
  • Contact Us
    • About Us

678-695-6990

  • For Sellers
    • Sell
    • Update Your Listing
    • Home Seller Resources
    • Net to Seller Worksheet
    • Top 12 Reasons Why Your Listing Expired
    • Seller FAQs
  • For Buyers
    • Search for a Home
    • Lease Purchase Home Program Georgia
    • Atlanta Down Payment Assistance Programs
    • Free Homebuyer Education Course
    • Home Buyer Resources
    • Buy Your Dream Home With Confidence
    • Home Inspection Rebate Program
    • Buy a Home with Low Credit
    • How Woodland Realty Works with Home Buyers
    • Buyer FAQs
  • Property Management Services
    • Atlanta Residential Property Management Services
    • AirBNB Host Ready Program
    • Atlanta Commercial Property Management
    • Before and After
    • For Tenants
  • Contact Us
    • About Us
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When Is the Best Time in Your Life to Buy a House?

When Is the Best Time in Your Life to Buy a House?

There's no magical age or life stage at which you'll know for sure exactly when to buy a house. There are, however, a few factors you'll want to take into account.Finances. How's your credit score? Can you afford to take on a monthly mortgage payment? Do you have enough cash to pay for a down payment and closing costs? Sit down with a mortgage lender who can help you evaluate your finances.

You'll also need to budget for home maintenance expenses. One rule of thumb says homeowners should set aside 1% to 3% of their home's purchase price a year for home maintenance and repairs. So, if your home cost $400,000, you'd set aside at least $4,000 annually. (Doing preventative maintenance, however, can go a long way toward staving off expensive repairs.)

Stability. If you’re on solid ground financially, with a stable job to support you, buying a home can be a way to lower your monthly housing costs (real talk: Owning is often cheaper than renting in some cities), gain a valuable financial asset, and, if you itemize, reap some tax benefits.

If you're ready to commit to a home and city (and your job) for a few years, you're probably in a stable enough situation to be a homeowner.

Lifestyle: Owning a house allows you to develop a strong relationship with a local community. Buying a home should align with your life goals. If you're starting a family soon, planting your roots in a kid-friendly neighborhood with a great school district is usually a good reason to buy a house.

There's also something to be said about the pride of owning a home and having a place you can call yours — one that you can customize to your heart's desire.

Click here to start your home search today!

Brooke Adams

13.07.2021

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Woodland Realty

Woodland Realty is an Atlanta area real estate brokerage with services for buyers, sellers, commercial and residential landlords.

Contact Us

Phone

678-695-6990

Address

2995 E. Point St, Ste 154, Atlanta GA 30344

Email

info@woodlandrealty.properties

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