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So What Does 'CLOSING' Mean Anyway?


Closing on your home means that you've come to the end of the long journey between searching for a home and paperwork. The closing or settlement is when you sign the final ownership, mortgage and insurance paperwork to get the keys to the home.


The closing process technically begins when you have signed a purchase and sale agreement. That agreement should specify a closing date. Typically — from the signing date to the closing date — closing takes four to six weeks. During this time, purchasing funds are held in escrow, where your money is safe until the deal is officially done.


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